Forward Looking & Privacy Statements

A number of statements referenced in this Website are forward-looking statements, which are made pursuant to the Safe Harbor Provisions of the Private Securities Litigation Reform Act of 1995, and within the meaning of Section 27A of the Securities Act of 1933 and Section 21B of the Exchange Act of 1934. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, and goals, assumption of future events or performance are not statements of historical fact and may be "forward-looking statements."

Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward-looking statements in this presentation may be identified through the use of words such as "expects," "will," "anticipates," "estimates," "believes," or statements indicating certain actions "may," "could," or "might" occur.

NO REPRESENTATIONS:

This website is as of the date indicated, is not complete nor have the performance projections been audited, and does not contain certain material information about the Company, including important disclosures and risk factors associated with an investment in the Company and is subject to revision at any time and the Company is not obligated to inform you of any changes made.

Although the Company believes that the expectations and assumptions reflected in this document and the forward-looking statements are reasonable based on information currently available to the Company, and their respective principals, employees, agents and authorized representatives, none of the Company, or their respective principals, employees, agents or authorized representatives makes any warranty or representation, whether express or implied, or assumes any legal liability for the accuracy, completeness or usefulness of any information disclosed. The Company nor any of its respective principals, employees, agents or authorized representatives accepts any responsibility or liability whatsoever caused by any action taken in reliance upon this document and/or it attachments.

INTELLECTUAL PROPERTY RIGHTS:

The Website and the Information (other than Links and Third Party Websites, described below), including all trade-marks, trade names, designs and logos, together with the design, selection, arrangement and layout of the Website, including its elements and features, are subject to copyright, trade-mark and other intellectual property rights of the Company, or its licensors, and are subject to international laws and treaties protecting intellectual property. All rights not expressly granted by this Agreement are reserved.

Framing of this Website or its contents, including the Information, or linking to internal pages of this Website other than the home page located at http://www.abtholdings.com is prohibited without the written permission of the Company. The Company, and any and all related logos, graphics and designs are trade-marks of the Company, or its licensors, all rights reserved.

INSECURITY OF THE INTERNET:

You acknowledge your understanding that the Internet, including email, is an insecure and not fully dependable medium or means of communication or of obtaining information and that data and information may be lost, modified, distorted, intercepted, reviewed or read while in transit. Further, the Information may not be complete or accurate when accessed, downloaded, viewed or used by you. You agree that the Comapny shall have no liability whatsoever for any such loss, modification, distortion or interception, or for incomplete or inaccurate Information.

You also agree that, while you may send email messages to the Company by use of links in this Website, where and when the same are available, which availability the Company does not warrant or represent, or otherwise, you understand the risks of using email. The Company cannot ensure that an email from you will not be intercepted or altered in transit, or that the Company will in fact receive it. If you wish to send information securely and confidentially to the Company, or if you wish to be sure that the Comany responds to you, you will not use email.

Any personal information sent by you to the Company will be considered to be provided with consent, and will be subject to the Company's Privacy Statement, a copy of which is accessible on the Website.

LINKS AND THIRD PARTY WEBSITES:

Links to third party websites contained in the Website are provided to you as a convenience only. Such links are accepted by you "as is", "where is" and "as available" and subject to the disclaimers and limitations set forth in this Agreement. Your use of such links will take you to websites that are controlled by third parties and not by the Company, and that are subject to change at any time. The Company accepts no obligation to monitor or police such links, or to change or remove them should the content of any such third party linked website be unavailable or objectionable, or any liability should it not do so in a timely fashion or at all. You therefore access such third party websites solely at your own risk and agree that in no event shall the Company be liable for the contents of any such website, or for any reliance by you upon such website or use of its contents.

PRIVACY STATEMENT:

This Privacy Statement is published by the Company ("we", "us", "our", etc.). The Company is committed to maintaining and protecting all personal information in its possession or under its control in accordance with privacy legislation applicable to the Company.

This Privacy Statement is a summary of the practices and policies of the Company governing this website ("Website") and is applicable to the personal information of visitors to this Website. A more comprehensive summary of our privacy policies is available from us on request. We may from time to time revise this Privacy Statement to reflect any changes in our procedures regarding personal information and post the revised version of this Privacy Statement on this Website. Upon posting, any such revised Privacy Statement will come into effect.

PERSONAL INFORMATION:

It means information about an identifiable individual. This does not include information of an aggregate or anonymous nature where a specific individual or individuals cannot be identified, nor does it include business contact information used to contact an individual in their capacity as an employee or official of an organization.

PRIVACY AND THIS WEBSITE:

Simply visiting this Website does not result in our collecting any personal information from you. However, you should be aware that most web servers do collect some information about visitors, such as the browser and version you are using, your operating system, and your "IP" or Internet address, which may identify your Internet Service Provider or computer but generally not the person using it.

The Company does use "cookies" to track the movements of users through the Website, but we do not use cookies to collect personal information.

SECURITY:

The Company takes reasonable steps to ensure the accuracy and security of the personal information in its custody or control. However, please be advised that the Internet and email are inherently insecure media, and we accept no liability for the security or privacy of personal information in transit over the Internet.

CONSENT:

By accessing this Website, you confirm your consent to the contents of our Privacy Policy. If you do not agree with the contents of this Policy, or to our collection, use or disclosure of personal information as described in this Policy, then you may not access this Website. It is our policy to generally collect, use and disclose personal information only with your consent, but we reserve our right to do so without consent where required to do so, or where permitted to by law, such as, for example, in course of an investigation or in relation to a legal proceeding.

For example, when you request financial information for investment purposes, we will assume your consent to the collection, use or disclosure of your personal information for purposes related to that request for information, or for other purposes identified by you at the time. We do not sell your personal information to any third party for marketing or other purposes.

The Company will honor your right to refuse consent and to withdraw a consent previously granted, but the Company in all cases reserves its legal rights to retain personal information for reasonable business or legal purposes. Refusal or withdrawal of consent may make it impossible for us to provide, or continue to provide, services or information to you, in which case the Company will advise you of any such consequences.

UNSOLICITED OR VOLUNTARY PERSONAL INFORMATION:

If you choose to voluntarily submit personal information to us by email, online forms or other means, we will consider that you have done so with your consent for purposes reasonably related to your providing the information. If you request ongoing provision of information, or if otherwise reasonable for the Company to do so, we may communicate further with you after our initial response with information that may be useful, but, if so, in most cases, our policy with ongoing communications with you is to include instructions on how to terminate receiving such further information. We may share your personal information with our employees or contractors if reasonable to do so having regard to the purposes for which you have provided us with your information. It is important that any information you provide to us is up to date and accurate so, if you have provided personal information to us, we request that you keep us informed of any changes to your personal information.

From time to time, the Company may have in force acceptable use policies with respect to our computers, systems and email received by and sent from the Company. In order to enforce such policies, we reserve the right, but not the obligation, to intercept and review the contents of email, including any personal information provided by the recipients, authors or originators of email messages. Users of our systems and computers have no expectation of privacy and, by using email as a means of communication with us, you consent to such interception and monitoring.

OTHER WEBSITES:

Please note that our Website may contain links to other websites which are provided as a convenience for visitors to our Website only. Any third party websites will have their own privacy policies and practices, and we cannot be responsible for such third parties or their websites.

PERSONAL INFORMATION: The Company recognizes that individuals generally have the right of access to personal information and the right to request the correction of errors in such information. The Company will accommodate such requests in accordance with all legal requirements. To obtain more information about our privacy policies, or to change or withdraw your consent under this Privacy Statement, or to request access to your personal information, you may write to our Privacy Officer at: